Question 1

How quickly can I get approved?

Accepted Answer

Most applications are reviewed within 2-4 hours during business days. Once approved, funds are disbursed the same day or next business day. Enterprise loans may take 5-10 business days.

Question 2

What documents do I need to apply?

Accepted Answer

For personal and car loans: valid government ID, BVN, proof of income, vehicle documents for collateral, and guarantor details. Business loans additionally require CAC registration and financial statements.

Question 3

Are there any hidden fees?

Accepted Answer

Absolutely not. All fees are fully disclosed in your loan agreement before you sign. There are no prepayment penalties on any of our products.

Question 4

Can I repay my loan early?

Accepted Answer

Yes! We encourage early repayment and never charge penalties for it. Make extra payments or pay off the entire balance at any time.

Question 5

Is my personal information secure?

Accepted Answer

We use 256-bit SSL encryption, multi-factor authentication, and comply with all CBN and NDPR data protection guidelines. We never sell your personal data.